California · 244 census tracts
San Francisco.
San Francisco is not one uniform market. Across 244 census tracts, 3Y location scores range from 54 to 91, with a median of 78.6. Median household income is $144,384, and the middle tract range spans $117,702 to $176,710.
Location score distribution
How location scores vary across 244 census tracts in San Francisco.
Half of San Francisco's tracts score between 74 and 82. The full range spans 54 to 91, with a median of 78.6.
What the location score shows
3Y Location Score is a 0–100 signal designed to summarize local strength and risk context for rental-property analysis. Higher scores generally point to stronger location fundamentals.
The distribution matters because a city is rarely one market. The spread across San Francisco's census tracts shows why investors should look below the city average before deciding where a property fits.
To see the location score for your specific property, analyze a property
How San Francisco compares
City medians are useful, but investors need context. This table compares San Francisco's local range with California and U.S. medians so you can quickly see where the market looks stronger, weaker, or more expensive than broader benchmarks.
| Metric | San Francisco — lower · median · upper | California | United States |
|---|---|---|---|
|
Median household income
Census ACS B19013 · 2020–2024
|
$117,702 $144,384 $176,710 | $96,735 | $77,346 |
|
College educated
Census ACS B15003 · 2020–2024
|
54% 67% 78% | 42% | 41% |
|
Renter-age share (21–44)
Census ACS B01001 · 2020–2024
|
33% 41% 49% | 34% | 32% |
|
Annual home price growth
FHFA HPI · 2025
|
3.2% 3.2% 3.2% | 6.8% | 6.8% |
|
Annual rent growth
Census ACS B25064 · 2020–2024
|
4.4% 5.1% 5.7% | 4.8% | 3.9% |
|
Property tax rate
Census ACS B25103 · 2020–2024
|
1.20% 1.20% 1.20% | 1.20% | 1.52% |
|
Property insurance rate
Census ACS B25141 · 2020–2024
|
0.13% 0.15% 0.30% | 0.21% | 0.56% |
About this data
3Y uses the most local reliable data available for each metric. Some signals are available at the census-tract level. Others are published or more reliable at broader geographies such as county, metro, state, or national level.
These pages are designed for market screening and investor education. They do not replace property-level underwriting, inspections, appraisals, insurance quotes, lender review, or professional advice.
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Market context is useful. The real decision happens at the property level.