Platform · Glossary
3Y Location Score™.
The 3Y Location Score™ is a 0–100 signal for the location surrounding a property. It summarizes market support and location risk using housing, rental, economic, urban, climate, and safety signals.
The Location Score is separate from the property’s financial profile and separate from the 3Y Estimate™ / goal-convergent price. A strong location does not mean the asking price works for your goal, and an attractive goal-convergent price does not eliminate location risk.
The six factors that drive it
On a 3Y report, What’s driving the location score? shows six factor categories, each with its own score and impact weight:
- Housing market — Pricing durability, market liquidity, and housing supply-demand support.
- Rental market — Rental-income support and depth of renter demand.
- Economic strength — Household capacity, affordability, and labor-market stability.
- Urbanization — Population scale and nearby urban-center support for market depth.
- Climate resilience — Long-hold exposure to environmental and climate-related risk.
- Safety — Personal-safety and property-risk conditions affecting livability and investor confidence.
Each factor contributes to the overall Location Score according to its impact weight. Two properties can have similar headline scores for different reasons: one may be supported by strong rental-market conditions but face greater climate exposure; another may have stronger resilience but weaker renter demand. The factor view keeps that distinction visible.
Why it stands on its own
3Y deliberately keeps location risk separate from deal pricing.
| Measure | Question it answers |
|---|---|
| 3Y Location Score™ | Does the surrounding location appear to provide durable market support relative to other scored locations? |
| 3Y Estimate™ | Given the deal’s modeled income, expenses, financing terms, and your selected goal, how much can you pay and still reach that goal? |
The Location Score provides context for where the property sits. The 3Y Estimate provides the goal-convergent price for the deal. They are kept separate because a promising location does not make an overpriced deal work, and an attractive purchase price does not remove location risk.
How to read it
A higher score suggests stronger overall location support and/or lower modeled location risk based on the available signals. It is not an appraisal, a recommendation, or a guarantee of rent growth, appreciation, occupancy, or investment performance.
Use the factor categories to understand what supports or weakens the location, then use the 3Y Estimate to evaluate whether the deal’s financial profile can meet your selected goal.
Important note.
3Y is a decision-support platform. The figures discussed on this page are illustrative and do not constitute investment, legal, tax, insurance, or appraisal advice. 3Y's estimates are not the same as an opinion of value developed by a licensed appraiser under USPAP and should not be relied upon for lending, tax, insurance, or legal purposes.